My total bank suddenly dropped...I didn't lose it , it just dropped

By mistake I switched to a second game and lost all the chips that were in the first game???

No, sometime, the chips added a lil bit late.
Also, if you just close the room, and not use seat out button, not wait til grayed out and not wait til the system make your seat blank, then ( too long I repeat : you just close the room window) in the background, your seat is still occupied aka the chips still at thet table.