Yes, I am with you - the term “bad beat” also gets tossed around too loosely! Losing a hand you expected to win isn’t a “bad beat,” it’s a day at the office lol
I flopped top boat years ago at Oaks Card Club in Emeryville… had been engaging in some friendly ribbing with the guy on my right, who was my heads-up opponent on the flop.
I bet, he raised. I said, “I think my hand beats your hand,” and went all-in.
He said, “bro, I really hope so!” and turned over quad 2s.
He won a $400 pot but the bad beat jackpot would have been like $10k at the time, had I made quad aces.
Sadly it did not happen which is why I still drive a Honda Civic